1995 NCAA Division II football season
Regular season	September 2 – November 11, 1995
Playoffs	November 18 – December 9, 1995^[1]
National Championship	Braly Municipal Stadium Florence, AL
Champion	North Alabama
Harlon Hill Trophy	Ronald McKinnon, North Alabama
← 1994 NCAA Division II football seasons 1996 →

The 1995 NCAA Division II football season, part of college football in the United States organized by the National Collegiate Athletic Association at the Division II level, began on September 2, 1995, and concluded with the NCAA Division II Football Championship on December 9, 1995, at Braly Municipal Stadium in Florence, Alabama, hosted by the University of North Alabama. The North Alabama Lions defeated the Pittsburg State Gorillas, 27–7, to win their third consecutive, and overall, Division II national title.^[2]

The Harlon Hill Trophy was awarded to Ronald McKinnon, linebacker from North Alabama.

Conference changes and new programs

The NAIA Arkansas Intercollegiate Conference disbanded before the start of the season, with its football members departing for the Gulf South and Lone Star conferences.
Two teams departed Division II for Division I-AA prior to the season.

Team	1994 conference	1995 conference
Albany (NY)	D-III Independent	D-II Independent
Arkansas–Monticello	Arkansas (NAIA)	Gulf South
Arkansas Tech	Arkansas (NAIA)	Gulf South
Hampton	CIAA	MEAC (I-AA)
Harding	Arkansas (NAIA)	Lone Star
Ouachita Baptist	Arkansas (NAIA)	Lone Star
Quincy	Illini-Badger (D-III)	Independent
San Francisco State	Northern California	Dropped program
Southern Arkansas	Arkansas (NAIA)	Gulf South
Tarleton State	Independent	Lone Star
Wofford	Independent	I-AA Independent

Conference standings

1995 Central Intercollegiate Athletic Association football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 10 Virginia State $	7	–	1	–	0	8	–	2	–	0
Norfolk State	6	–	2	–	0	7	–	3	–	0
Elizabeth City State	6	–	2	–	0	7	–	4	–	0
Livingstone	4	–	3	–	1	5	–	4	–	1
North Carolina Central	4	–	4	–	0	5	–	6	–	0
Winston-Salem State	3	–	3	–	2	4	–	4	–	2
Bowie State	2	–	6	–	0	3	–	8	–	0
Johnson C. Smith	2	–	6	–	0	2	–	8	–	0
Fayetteville State	1	–	5	–	2	1	–	7	–	2
Virginia Union	0	–	6	–	2	0	–	8	–	2

$ – Conference champion Teams played designated conference games against non-CIAA members. Rankings from NCAA Division II Football Committee poll

1995 Eastern Collegiate Football Conference standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
Stonehill $	8	–	0	–	0	9	–	1	–	0
Bentley	7	–	1	–	0	9	–	1	–	0
Salve Regina	6	–	2	–	0	7	–	2	–	0
Assumption	5	–	3	–	0	6	–	4	–	0
MIT	3	–	4	–	0	3	–	5	–	0
Sacred Heart	2	–	4	–	0	3	–	7	–	0
Western New England	2	–	6	–	0	2	–	6	–	0
Curry	1	–	7	–	0	2	–	8	–	0
Nichols	0	–	7	–	0	0	–	9	–	0

$ – Conference champion

1995 Gulf South Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 1 North Alabama $^	8	–	0	–	0	14	–	0	–	0
No. 17 West Georgia ^	7	–	1	–	0	8	–	3	–	0
Central Arkansas	6	–	3	–	0	7	–	4	–	0
Henderson State	6	–	3	–	0	6	–	5	–	0
Valdosta State	4	–	3	–	0	6	–	5	–	0
Delta State	5	–	4	–	0	5	–	6	–	0
Arkansas–Monticello	3	–	3	–	0	6	–	5	–	0
Arkansas Tech	2	–	6	–	1	3	–	6	–	1
Mississippi College	2	–	7	–	1	2	–	7	–	1
Southern Arkansas	1	–	6	–	0	4	–	6	–	0
West Alabama	0	–	8	–	0	2	–	9	–	0

$ – Conference champion ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 Lone Star Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 2 Texas A&M–Kingsville $^	7	–	0	–	0	11	–	2	–	0
No. 11 East Texas State ^	6	–	1	–	0	8	–	4	–	0
No. 15 Angelo State	4	–	2	–	1	6	–	3	–	1
Central Oklahoma	4	–	3	–	0	8	–	3	–	0
Eastern New Mexico	3	–	3	–	1	6	–	4	–	1
Abilene Christian	2	–	5	–	0	4	–	7	–	0
West Texas A&M	1	–	6	–	0	5	–	6	–	0
Tarleton State	0	–	7	–	0	1	–	10	–	0

$ – Conference champion ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 Mid-America Intercollegiate Athletics Association football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 4 Pittsburg State $^	9	–	0	–	0	12	–	1	–	1
No. 20 Missouri Western	6	–	3	–	0	7	–	3	–	1
NE Missouri State	6	–	3	–	0	6	–	5	–	0
NW Missouri State	6	–	3	–	0	6	–	5	–	0
Missouri Southern	5	–	4	–	0	6	–	4	–	0
Emporia State	4	–	5	–	0	5	–	6	–	0
Washburn	3	–	6	–	0	4	–	6	–	0
Central Missouri State	3	–	6	–	0	4	–	6	–	0
Southwest Baptist	2	–	7	–	0	2	–	8	–	0
Missouri–Rolla	1	–	8	–	0	1	–	9	–	0

$ – Conference champion ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 Midwest Intercollegiate Football Conference standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
Ferris State $^	10	–	0	–	0	12	–	1	–	0
Grand Valley State	8	–	2	–	0	8	–	3	–	0
Northern Michigan	7	–	3	–	0	7	–	3	–	0
Saginaw Valley State	7	–	3	–	0	7	–	3	–	0
Hillsdale	7	–	3	–	0	7	–	4	–	0
Michigan Tech	5	–	5	–	0	5	–	5	–	0
St. Francis (IL)	5	–	5	–	0	5	–	6	–	0
Indianapolis	3	–	7	–	0	3	–	8	–	0
Wayne State (MI)	3	–	7	–	0	3	–	8	–	0
Ashland	2	–	8	–	0	2	–	8	–	0
Northwood	2	–	8	–	0	2	–	8	–	0
Saint Joseph's (IN)	1	–	9	–	0	1	–	9	–	0

$ – Conference champion ^ – NCAA Division II playoff participant

1995 North Central Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 7 North Dakota $^	8	–	1	–	0	9	–	2	–	0
No. 13 North Dakota State ^	7	–	2	–	0	10	–	3	–	0
No. 16 Northern Colorado ^	7	–	2	–	0	9	–	3	–	0
South Dakota	6	–	3	–	0	8	–	3	–	0
St. Cloud State	5	–	4	–	0	6	–	4	–	0
South Dakota State	4	–	5	–	0	6	–	5	–	0
Mankato State	3	–	6	–	0	4	–	7	–	0
Augustana (SD)	2	–	6	–	1	3	–	6	–	1
Nebraska–Omaha	2	–	7	–	0	3	–	8	–	0
Morningside	0	–	8	–	1	0	–	9	–	2

$ – Conference champion ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 Northern California Athletic Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
Humboldt State $	4	–	0	–	0	8	–	1	–	1
Chico State	1	–	2	–	1	2	–	5	–	2
Sonoma State	0	–	3	–	1	0	–	8	–	1

$ – Conference champion

1995 Northern Sun Intercollegiate Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
Minnesota Duluth +	5	–	0	–	1	8	–	2	–	1
Moorhead State +	5	–	0	–	1	6	–	3	–	1
Winona State	3	–	3	–	0	6	–	5	–	0
Bemidji State	3	–	3	–	0	3	–	7	–	0
Northern State	2	–	4	–	0	4	–	7	–	0
Southwest State (MN)	2	–	4	–	0	2	–	8	–	0
Minnesota Morris	0	–	6	–	0	0	–	10	–	0

+ – Conference co-champions

1995 Pennsylvania State Athletic Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
East Division
Bloomsburg x	5	–	0	–	1	9	–	1	–	1
No. 14 Millersville x^	5	–	0	–	1	9	–	1	–	1
Kutztown	4	–	2	–	0	6	–	4	–	0
East Stroudsburg	3	–	3	–	0	4	–	6	–	0
West Chester	2	–	4	–	0	4	–	6	–	1
Mansfield	1	–	5	–	0	1	–	9	–	0
Cheyney	0	–	6	–	0	0	–	10	–	1
West Division
No. 8 Edinboro x^	6	–	0	–	0	9	–	2	–	0
No. 19 IUP	5	–	1	–	0	8	–	3	–	0
Slippery Rock	4	–	2	–	0	7	–	4	–	0
Clarion	3	–	3	–	0	6	–	4	–	0
Shippensburg	2	–	4	–	0	3	–	8	–	0
California (PA)	1	–	5	–	0	2	–	9	–	0
Lock Haven	0	–	6	–	0	2	–	9	–	0

x – Division champion/co-champions ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 Rocky Mountain Athletic Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
Fort Hays State +^	6	–	0	–	1	8	–	2	–	2
Western State (CO) +	6	–	0	–	1	7	–	2	–	1
Chadron State	5	–	2	–	0	8	–	2	–	0
Adams State	3	–	4	–	0	4	–	6	–	0
Fort Lewis	3	–	4	–	0	4	–	6	–	0
New Mexico Highlands	2	–	5	–	0	4	–	7	–	0
Mesa State	2	–	5	–	0	3	–	7	–	0
Colorado Mines	0	–	7	–	0	1	–	9	–	0
Nebraska–Kearney *	0	–	0	–	0	6	–	3	–	1

+ – Conference co-champions ^ – NCAA Division II playoff participant * – ineligible for conference title

1995 South Atlantic Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 6 Carson–Newman $^	6	–	1	–	0	9	–	3	–	0
Catawba	5	–	2	–	0	7	–	3	–	0
Gardner–Webb	4	–	3	–	0	6	–	4	–	0
Mars Hill	4	–	3	–	0	6	–	4	–	0
Presbyterian	4	–	3	–	0	6	–	5	–	0
Elon	2	–	5	–	0	4	–	7	–	0
Lenoir–Rhyne	2	–	5	–	0	3	–	7	–	0
Wingate	1	–	6	–	0	4	–	7	–	0

$ – Conference champion ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 Southern Intercollegiate Athletic Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
No. 12 Albany State $^	7	–	1	–	0	8	–	4	–	0
Alabama A&M	5	–	3	–	0	6	–	5	–	0
Clark Atlanta	5	–	3	–	0	5	–	5	–	0
Morehouse	5	–	3	–	0	5	–	6	–	0
Savannah State	4	–	4	–	0	7	–	4	–	0
Miles	4	–	4	–	0	4	–	6	–	0
Fort Valley State	3	–	5	–	0	3	–	8	–	0
Tuskegee	2	–	6	–	0	2	–	8	–	0
Morris Brown	1	–	7	–	0	1	–	9	–	0
Kentucky State	0	–	0	–	0	7	–	4	–	0

$ – Conference champion ^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

1995 West Virginia Intercollegiate Athletic Conference football standings
v t e	Conf					Overall
Team	W		L		T	W		L		T
Glenville State +	6	–	1	–	0	8	–	2	–	0
West Virginia Wesleyan +	6	–	1	–	0	8	–	2	–	0
West Liberty State	5	–	2	–	0	7	–	3	–	0
Fairmont State	5	–	2	–	0	6	–	4	–	0
Shepherd	3	–	4	–	0	3	–	7	–	0
Concord	2	–	5	–	0	3	–	7	–	0
West Virginia State	1	–	6	–	0	1	–	9	–	0
West Virginia Tech	0	–	7	–	0	0	–	10	–	0

+ – Conference co-champions

1995 NCAA Division II independents football records
v t e	Conf			Overall
Team	W	L	T	W		L		T
No. 5 New Haven ^		–		10	–	1	–	1
Southern Connecticut State		–		8	–	3	–	0
Mercyhurst		–		7	–	3	–	0
No. 9 Portland State ^		–		8	–	5	–	0
UC Davis		–		6	–	3	–	1
Pace		–		6	–	4	–	0
Wayne State (NE)		–		6	–	4	–	0
Western New Mexico		–		4	–	5	–	0
Albany		–		3	–	7	–	0
American International		–		2	–	8	–	0

^ – NCAA Division II playoff participant Rankings from NCAA Division II Football Committee poll

Conference summaries

Conference Champions
Central Intercollegiate Athletic Association – Virginia State Eastern Collegiate Football Conference – Stonehill Gulf South Conference – North Alabama Lone Star Conference – Texas A&M–Kingsville Mid-America Intercollegiate Athletics Association – Pittsburg State Midwest Intercollegiate Football Conference – Ferris State North Central Conference – North Dakota Northern California Athletic Conference – Humboldt State Northern Sun Intercollegiate Conference – Minnesota–Duluth and Minnesota State–Moorhead Pennsylvania State Athletic Conference – Edinboro (West) and Millersville (East) Rocky Mountain Athletic Conference – Fort Hays State and Western State (CO) South Atlantic Conference – Carson-Newman Southern Intercollegiate Athletic Conference – Albany State West Virginia Intercollegiate Athletic Conference – Glenville State and West Virginia Wesleyan

Postseason

1995 NCAA Division II Football Championship
Teams	16
Finals Site	Braly Municipal Stadium Florence, AL
Champion	North Alabama (3rd title, title game)
Runner-up	Pittsburg State (3rd title game)
Semifinalists	Ferris State Texas A&M–Kingsville
Winning coach	championship

The 1995 NCAA Division II Football Championship playoffs were the 22nd single-elimination tournament to determine the national champion of men's NCAA Division II college football. The championship game was held at Braly Municipal Stadium in Florence, Alabama, for the ninth time.

Playoff bracket

First round Campus sites		Quarterfinals Campus sites		Semifinals Campus sites		Championship Braly Municipal Stadium Florence, AL

Ferris State	36

Millersville	26
		Ferris State	17

		New Haven	9
New Haven	27

Edinboro	12
				Ferris State	7

				North Alabama	45
North Alabama	38

Albany State	28
		North Alabama	28

		Carson–Newman	7
Carson–Newman	37

West Georgia	26
						North Alabama	27

						Pittsburg State	7
Pittsburg State	36

Northern Colorado	17
		Pittsburg State	9

		North Dakota State	7
North Dakota State	41

North Dakota	10
				Pittsburg State	28*

				Texas A&M–Kingsville	25
Texas A&M–Kingsville	59

Fort Hays State	28
		Texas A&M–Kingsville	30

		Portland State	3
Portland State	56

East Texas State	35

References

^ "1995-1999 North Alabama Schedules". College Football Warehouse. cfbdatawarehouse.com. Archived from the original on January 6, 2014. Retrieved January 6, 2014.
^ "1995 NCAA Division II National Football Championship Bracket" (PDF). NCAA. NCAA.org. p. 14. Retrieved January 6, 2014.

NCAA Division II football

Seasons

Playoffs

Championship games

Bowl era	East: Tangerine Bowl (1964–1967), Boardwalk Bowl (1968–1972) Mideast: Grantland Rice Bowl (1964–1972) Midwest: Pecan Bowl (1964–1970), Pioneer Bowl (1971–1972) West: Camellia Bowl (1964–1967)
Playoff era	1973 2008 2009 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

Records & statistics

v t e NCAA football seasons
Pre-NCAA	1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905
NCAA pre-divisional	1906 1907 1908 1909 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955
NCAA University Division	1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972
NCAA Division I	1973 1974 1975 1976 1977
NCAA Division I-A/FBS	1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
NCAA Division I-AA/FCS	1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
NCAA College Division	1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972
NCAA Division II	1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
NCAA Division III	1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024