365.bank, a.s.
Company typePublic
IndustryFinancial services
Founded1992
HeadquartersBratislava, Slovakia
Key people
Ing. Andrej Zaťko (CEO)
ProductsBanking, asset management, factoring, leasing
Revenue€ 67,6 million
Number of employees
About 616
ParentJ&T Finance Group SE (65 %)[1]

365.bank, a. s., is a full-fledged retail bank seated in Slovakia[2]. Bank group 365.bank also includes Poštová banka, 365.invest[3], 365.nadácia, 365.fintech, Ahoj[4], PB Finančné služby, Art Fond[5], SkPay[6], PB Servis, Cards&Co.

History

The 365.bank brand was originally created as a purely digital bank. In 2021, a transformation process took place in which 365.bank replaced the former parent Poštová banka at the head of the group and became its main brand. At the same time, it took over the entire network of Poštová banka's brick-and-mortar branches. After the transformation process, 365.bank became a full-fledged banking house with a complete range of products, including those linked to personal contact. In 2022, 365.bank became the most preferred digital bank in Slovakia, confirming its digital DNA and "mobile first" philosophy among the biggest players on the Slovak banking market. It provides its services in 61 branches across Slovakia and also operates in post offices under the Poštová banka[7] brand.

365.bank core products

Accounts and payment:

Účet zadarmo (Account for Free), Účet plus (Account Plus), Detská banková aplikácia SMARTIE[8] (Children's Banking App), Mobilná aplikácia (Mobile App), Digitálna karta (Digital Card), Peniaze s5 (Money Back)

The bank also supports virtual card payments and mobile payments using Apple Pay and Google Pay, Fitbit Pay, Garmin Pay, Xiaomi Pay, SwatchPAY!

Loans and mortgages:

Digitálna pôžička (Digital Loan), EKO pôžička od 365 (GREEN Loan from 365), Pôžička od 365 (Loan from 365), Hypotéka (Mortgage), Hypotéka na refinancovanie (Mortgage for Refinancing)

Saving and investing:

Syslenie (Squirreling Money Away), Sporenie (Saving), Termínovaný vklad (Term Deposit), Investičné Syslenie (Squirreling Money Away by Investing), Investičné sporenie (Saving Money by Investing), Dlhopisy (Bonds)

Company structure:

Board of Directors

Supervisory Board

Ecology in 365.bank’s DNA

Ecology and sustainability are among the core values and principles of 365.bank[9]. In October 2021, the bank signed the Slovak Banking Association's Memorandum on Sustainable Business and Development. This commitment has confirmed its green operation, which has been part of the brand's DNA since its inception. In the Memorandum, 365.bank committed, among other things, to finding new ways to minimise the environmental impact of its activities. It will continue to digitise its operation, reduce its carbon footprint and support public sector projects, civic initiatives or volunteering. The document also includes the creation of a sector standard for ESG certification of corporate clients, suppliers and partners.

Bank's green activities: Bezplastový účet (Plastic-Free Account), EKO hypotéka (GREEN Mortgage), Ekologické investovanie v aplikácii 365.bank (Green Investing in the 365.bank app), recycling of cards for eco-benches, reduction of plastic waste, cooperation with the civic association Ružínska priehrada on the installation of a brick wall for catching plastic waste

Diversity Charter

In 2022, 365.bank became an official signatory of the Diversity Charter of the Pontis Foundation[10]. It is committed to creating and maintaining a work environment based on the principles of diversity, non-discrimination and equality, regardless of age, gender, ethnicity, religion, sexual orientation or disability. The Diversity Charter is a voluntary initiative by companies and organisations to promote inclusion and diversity in the workplace, with the aim of providing work and opportunities for all without distinction.

Awards

2024

3rd place in the Best Employer 2023[11] poll in the Banking, Finance and Insurance category

2023

1st place in Euromoney Awards for Excellence[12] – award in the ESG category as the best bank in this area in Slovakia.

3rd place in the Best Employer 2022 poll in the Banking[13], Finance and Insurance category

2022

Zlatá minca 2022
Mastercard Awards

For the most outstanding marketing and product activities with a focus on sustainability.

Bank with the most client-friendly online payments (the highest ratio of transactions not requiring verification and the highest ratio of transactions verified in the bank's app using biometrics).

2021

Bank of the Year 2021

Bank of the Year in Slovakia[14] according to the prestigious British magazine The Banker


Stable Bank of the Year 2021 and Best Loan of the Year 2021 according to Finančná Hitparáda.


1st place in the Best Employer 2022 poll in the Banking, Finance and Insurance category

References

  1. ^ Consolidated annual report of Poštová banka for 2017, page 14
  2. ^ 365.bank. "365.bank". 365.bank (in Slovak). Retrieved 2024-02-12.((cite web)): CS1 maint: numeric names: authors list (link)
  3. ^ 365.bank. "365.bank". 365.bank (in Slovak). Retrieved 2024-02-12.((cite web)): CS1 maint: numeric names: authors list (link)
  4. ^ "Ahoj: Kúp teraz, zaplať neskôr". www.ahoj.shopping. Retrieved 2024-02-12.
  5. ^ "Domov". ART FOND (in Slovak). Retrieved 2024-02-12.
  6. ^ "SKPAY, a. s." spps.sk (in Slovak). Retrieved 2024-02-12.
  7. ^ "Pôžičky, účet, sporenie pre každého | Poštová banka". www.postovabanka.sk. Retrieved 2024-02-12.
  8. ^ 365.bank. "365.bank". 365.bank (in Slovak). Retrieved 2024-02-12.((cite web)): CS1 maint: numeric names: authors list (link)
  9. ^ 365.bank. "365.bank". 365.bank (in Slovak). Retrieved 2024-02-12.((cite web)): CS1 maint: numeric names: authors list (link)
  10. ^ "Charta diverzity – Pridajte sa k firmám a organizáciám, ktoré podporujú diverzitu a rovné príležitosti na pracovisku" (in Slovak). 2023-11-27. Retrieved 2024-02-12.
  11. ^ "Najzamestnávateľ". www.najzamestnavatel.sk. Retrieved 2024-02-12.
  12. ^ "Euromoney's Awards for Excellence Home". Euromoney. Retrieved 2024-02-12.
  13. ^ "Najzamestnávateľ". www.najzamestnavatel.sk. Retrieved 2024-02-12.
  14. ^ "Bank of the Year Awards 2021 — Central and Eastern Europe". www.thebanker.com. Retrieved 2024-02-12.