The film begins in the Panchavati colony where people of various mindsets reside. Seetarama Rao / Ramu is an orphan raised by an old lady, Seetamma, who lives alone. Everyone in the colony holds Ramu dear; in turn, he treats them as his family members. Once, Ramu's briefcase is exchanged at the railway station with another containing a vast amount belonging to a multi-millionaire JB Rao. JB is a marionette in the hands of his secretary, who loathes the penniless. Ramu safely returns the briefcase to him when he is accused of theft, but Seeta, the only daughter of JB Rao, likes Ramu's ideologies and falls for him. Meanwhile, Seetamma completes RamaKoti for her son's wealth absconded in childhood and aspires to visit Bhadrachalam to submit it to the Lord. At the same time, Ramu is appointed Deputy Collector at Bhadrachalam, but he wants to maintain secrecy regarding his job till the end of the destination. Meanwhile, the secretary's ploy with JB's nephew Giri spoils JB's mindset, and he conspires to couple up Seeta with Giri at the same Bhadrachalam. Ramu starts his pilgrimage along with his entire colony in a Janatha Boat. JB and the party also accompany them in a luxury boat. Besides, a suspended Tahsildar Ramalingam, a sly, arrives with a Govt. boat for the Deputy Collector to pamper and retrieve his position. All 3 are joined, and the journey begins, which takes several twists and turns. In between an awful incident, Seetamma passes away when they try to stop the boats for the funeral, JB insults her to throw her into the river Godavari as it is a waste of time. Here, furious Ramu wants to teach a lesson to JB, so he makes a play by hiding the boats and pretends as if they have been flooded away. Now, they halt on an island where Ramu arranges food for colony members. Eventually, JB's group is starving, and no one comes forward to sell or share their food when JB realizes that money cannot do everything. So, he says sorry to Ramu and embraces all of them. Surprisingly, it is revealed that JB is Seetamma's absconded son. Knowing it, he repents and collapses when the secretary seeks to kill him, and Giri tries forcibly to espouse Seeta when JB understands the nefariousness of his henchmen. At last, Ramu rescues Seeta, stops the baddies, and affirms that he is the newly appointed Deputy Collector. Finally, the movie ends happily with Ramu & Seeta's marriage.
