BPJS Kesehatan
Native name
Badan Penyelenggara Jaminan Sosial Kesehatan
Company typePublic agency
IndustryHealth Insurance
Founded1968 (as BPDPK)
HeadquartersJln. Let. Jend. Suprapto Cempaka Putih, Central Jakarta, Jakarta, Indonesia
RevenueRp 79.25 Trillion (2021)
Rp 3,749.92 trillion (2021)
Total assetsRp 216.48 Trillion (2021)
Websitewww.bpjs-kesehatan.go.id

Badan Penyelenggara Jaminan Sosial Kesehatan (BPJS Kesehatan, lit. 'Social Security Agency on Health') is a social security agency of Indonesia aimed at providing universal health care to its citizens.[1] BPJS Kesehatan is one of two social security agencies in the country alongside BPJS Ketenagakerjaan [id].

In January 2014, the Indonesian government launched a universal health care system called the Jaminan Kesehatan Nasional (JKN, "National Health Insurance"). Covering around 250  million people, it is the world's most extensive insurance system.[2] As part of the JKN, on 1 January 2014, PT Askes (Persero) was changed from a state-owned company into BPJS Kesehatan, a public agency, which becomes the provider of JKN.[3][4] It is expected that the entire population will be covered in 2019.[5][6][7]

In 2016, the BPJS program had a deficit of more than six trillion IDR. However, the deficit ballooned to 32 trillion in only three years.[8] In response, the government issued a policy that increases the monthly premium for access by 80% to 100%. Some people saw the move as placing a burden on low to middle-income citizens.[9][10][11]

Every Indonesian citizen and foreigner who has worked in Indonesia for at least six months must become a member of the program in accordance with Article 14 of the BPJS Regulation.[12]

Premiums

Premiums have three different categories based on the level of service. Premiums are paid monthly and as of May 2020[13] are the following:

Rates by class
Class 2019 2020
First 80,000 IDR 150,000 IDR
Second 51,000 IDR 100,000 IDR
Third 25,500 IDR 42,000 IDR

Membership

1. Workers with Salary
2. Non-Receiving Wage Worker (PBPU) and Non-Workers (BP)
3. Beneficiaries of Health Insurance Contribution Assistance (PBI JK)

Beneficiaries of Health Insurance Contribution Assistance (PBI JK) are Participants who are classified as poor and disadvantaged people whose contributions are paid by the Government. Additionally, they will be automated in class 3.

Recipients of Health Insurance Contribution Assistance must meet the following requirements:

a. Indonesian Citizen
b. Have a registered NIK at Dukcapil
c. Registered in Integrated Social Welfare Data

See also

References

  1. ^ Y, Mahendradhata; L, Trisnantoro; S, Listyadewi; P, Soewondo; T, Marthias; P, Harimurti; J, Prawira (2017). The Republic of Indonesia Health System Review. WHO Regional Office for South-East Asia. ISBN 978-92-9022-516-4.
  2. ^ Britnell 2015, p. 47.
  3. ^ "Jaminan Kesehatan per 1 Januari 2014". KOMPAS.com (in Indonesian). 26 December 2013.
  4. ^ Susanto, Gabriel Abdi (31 December 2013). "Pertanyaan-pertanyaan Dasar Seputar JKN dan BPJS". liputan6.com (in Indonesian). Retrieved 18 January 2022.
  5. ^ "Indonesia's universal health scheme: one year on, what's the verdict?". The Guardian. Archived from the original on 22 December 2017. Retrieved 21 December 2017.
  6. ^ Hutton, Jeffrey (10 March 2014). "Indonesia launches world's largest health insurance system". Christian Science Monitor. Archived from the original on 15 August 2018. Retrieved 29 August 2018.
  7. ^ "A country of a quarter-billion people is trying to provide health care for all". The Washington Post. Archived from the original on 6 January 2018. Retrieved 21 December 2017.
  8. ^ "Tunggakan Iuran Capai 15 Triliun, Peserta Mandiri BPJS Kesehatan Diharapkan Disiplin Membayar Halaman all". 8 September 2019.
  9. ^ "BPJS Watch soal Kenaikan Iuran: Bukan Solusi, Justru Membebani Rakyat".
  10. ^ "Kenaikan Iuran BPJS Kesehatan, Solusi Mudah yang Membebani Rakyat : Okezone Nasional". 7 September 2019.
  11. ^ "Soal BPJS Naik, Gerindra: Mentang-mentang Menang, Sekarang Bebani Rakyat". 6 September 2019.
  12. ^ "2014, Semua WNI Wajib Bayar Iuran BPJS | Jamsostek:: Pelindung Pekerja Mitra Pengusaha". 2014-01-01. Archived from the original on 2014-01-01. Retrieved 2020-09-27.
  13. ^ "Jokowi raises BPJS Kesehatan premiums, again". The Jakarta Post. Retrieved 2020-09-27.
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