China United SME Guarantee Corporation (simplified Chinese: 中合中小企业融资担保股份有限公司; traditional Chinese: 中合中小企業融資擔保股份有限公司; pinyin: Zhōnghé Zhōngxiǎo Qǐyè Róngzī Dānbǎo Gǔfèn Yǒuxiàn Gōngsī, commonly known as Sino Guarantee) is a Chinese financial services company that provides financial guarantees for loans and bonds. Its key shareholder is the Export Import Bank of China, one of China's main policy banks. The company is described by Moody's as playing a quasi-policy role in Chinese capital markets as its creation was guided by the National Development and Reform Commission, China's key government body for economic planning.^[1]