Idea Bank

Idea Bank HQ in Warsaw
Company type	Spółka Akcyjna
Industry	Banking
Founded	1991
Founder	Leszek Czarnecki
Defunct	2021
Headquarters	ul. Przyokopowa 33, Warsaw , Poland
Key people	Leszek Czarnecki
Products	Financial services
Parent	Getin Holding
Website	https://www.ideabank.pl/

Idea Bank Spółka Akcyjna (currently Bank Polska Kasa Opieki Spółka Akcyjna) (formerly GMAC Bank Polska SA) was a bank in Poland, which began operations in 1991 and was taken over by Bank Pekao SA on 3 January 2021 as a part of compulsory restructuring engineered by Poland's Bank Guarantee Fund. The bank's domain was the financial service of small business entities; micro, small and medium enterprises. Idea Bank was controlled by Getin Holding and Getin Noble Bank.^[1] Main shareholder was a Polish billionaire Leszek Czarnecki.^[2]

History

The operational activities were undertaken by the company in 1991 and are continued to this day. The bank operated as Polbank SA and later as Opel Bank SA. Pursuant to the order of 26 July 2001, the name was changed to GMAC Bank Polska SA (the notarial deed of the amendment was made on May 24, 2001). Then, by virtue of the order of 13 October 2010, the name was changed to Idea Bank SA.^[3]

On 31 December 2020, Idea Bank SA was a subject to compulsory restructuring engineered by Poland's Bank Guarantee Fund and has been taken over by Bank Pekao on 3 January 2021.^[4]

International operations

• Idea Bank
  • Idea Bank (Russia) 2011—2015^[5]
  • Idea Bank (Belarus)
  • Idea Bank (Ukraine) — in December 2019, Dragon Capital Investments Limited entered into an agreement to acquire 100% of the shares of Ukraine's Idea Bank.^[6]
  • Idea Bank (Romania) 2013—2021^{[7] [8]}