Commercial banks
| Bank | Capital | Headquarters | |
|---|---|---|---|
| 1 | AtlasMont Banka |  |
Podgorica |
| 2 | Crnogorska komercijalna banka - OTP Bank group |  |
Podgorica |
| 3 | Hipotekarna banka | |
Podgorica |
| 4 | Addiko Bank |  |
Podgorica |
| 5 | NLB Banka Podgorica |  |
Podgorica |
| 6 | Invest Banka Montenegro (formerly Pljevaljska banka) | |
Podgorica |
| 7 | Prva banka Crne Gore (First Bank of Montenegro, formerly Nikšićka banka) | |
Podgorica |
| 8 | Erste Bank AD Podgorica (before July 24, 2009 Opportunity Bank) | |
Podgorica |
| 9 | Lovćen banka AD | |
Podgorica |
| 10 | Societe Generale bank Montenegro |  |
Podgorica |
| 11 | Zapad banka AD |  |
Podgorica |
| 12 | ZIRAAT Bank Montenegro |  |
Podgorica |
| 13 | Universal Capital Bank AD Podgorica | |
Podgorica |
| 14 | Adriatic Bank (formerly Nova banka)[1][2] |  |
Podgorica |
Former banks
- Ekos Bank - liquidated
- Euromarket Bank - bought by NLB and merged into NLB Montenegrobanka
- Jugobanka - bought by Dundee Investments Limited and merged into Criterion Banking Limited
- Opportunity Bank, changed name in 2009 to Erste Bank AD Podgorica