The area covering the City of Milford, O'Bannon Township, and part of Loveland is from a single 1788 survey by John Nancarrow, a Revolutionary War veteran from Virginia. As one of Clermont County's major historians noted, "No wonder, then, that it struck with rapture the quaint and eccentric John Nancarrow, who had it surveyed for him on May 28, 1788 as Dutch burgomaster intended to found a city that should become the future metropolis of the West."[8] O'Bannon Township was named after O'Bannon Creek, which itself was named for Clermont's first surveyor who was not connected to, responsible for, or interested at all in Nancarrow's survey area.
The settlement of Milford, which was the first settlement within the 1788 Nancarrow survey's area, commenced in 1796 near where two riverways—the Little Miami River and its East Fork—come together; making Milford tied with Williamsburg as the oldest settlement in Clermont County. The first settler to arrive in the area was the Reverend Francis McCormick, a Revolutionary War soldier with a thousand-acre land grant, in 1796. McCormick built his log cabin on the hill at the present 1000 Forest Avenue and he founded the first Methodist Class in the Northwest Territory in 1797. Nancarrow, the first surveyor, sold his share of 230 acres (0.93 km2) of land to Philip Gatch on December 20, 1802, for a total of $920.00. Four years later, Gatch decided to sell 125 acres (0.51 km2) to Ambrose Ranson who, soon after, sold 64 acres (260,000 m2) to John Hageman. Hageman became the first long-term settler, naming the valley Hageman's Mills. Hageman laid out a village of 46 lots; the choicest lot was #1 where the Millcroft Inn was located at Mill and Water Streets, with a price of $35.00 with most of the other lots selling for $25.00.
By 1811, Hageman had departed for Indiana and the name Milford had come into prominent use, attributed to the newspaper changing it in February 1806 because it was the first safe ford north of the Ohio River to cross the Little Miami River. In 1806, Milford was only three blocks, including Main, Water, and High Streets. With the prominent river ford location to get to the site of its mill, references to the singular name Milford became more widespread to connote the still-unincorporated survey area; in 1814, a newspaper mentioned: "The Ohio Militia paymaster will pay soldiers at Chenemiah Covett's stone house below Milford."[9] An extension to the present First Methodist church alley was made in 1817. People from the outer township travelled into Milford to sell crops, buy flour, visit shops and restaurants, and rest before making their way back up the hill. After the settlement had been platted for some time, the first part of the Village of Milford was formally incorporated January 23, 1836 (as a village municipality), followed by other phases; the corporate area would see enlargements in 1846, 1869, 1872, 1888 (Montauk and South Milford), 1925, 1939, 1950s, 1959 (part of Milford Hills), 1970s, 1981, 1983, 1985-6, and the early 2000s.[10] Voters formally organized Milford Schools in 1867. After generations as a village, in 1982 with a census count of 5232, the village municipality was upgraded to city status, thus being styled forth the City of Milford; the only municipality containing that name in Ohio.[11] Due to the great Methodist influence, including the life of the Reverend McCormick, Milford is recognized as the root of Methodist religious heritage into the American West. Its namesake river ford is still a shallow place seen today as it was when one had to cross the river to get to the old mill.
A field along Gatch Avenue, on what was once the farm of John Gatch, has yielded large numbers of artifacts for several generations. It is believed to have once been the site of a Native American village during the Woodland period. Nowadays, the field next to Gatch's Estate belongs to the Valley View conservancy, having been an archaeological site called the Gatch Site.[12]
As of the census of 2020, there were 6,582 people living in the city, for a population density of 1,773.17 people per square mile (694.5/km2). There were 3,413 housing units. The racial makeup of the city was 91.0% White, 1.6% Black or African American, 0.2% Native American, 1.1% Asian, 0.0% Pacific Islander, 0.8% from some other race, and 5.2% from two or more races. 2.0% of the population were Hispanic or Latino of any race.[21]
There were 3,191 households, out of which 24.0% had children under the age of 18 living with them, 38.3% were married couples living together, 27.4% had a male householder with no spouse present, and 30.5% had a female householder with no spouse present. 39.2% of all households were made up of individuals, and 21.0% were someone living alone who was 65 years of age or older. The average household size was 1.99, and the average family size was 2.66.[21]
19.1% of the city's population were under the age of 18, 54.2% were 18 to 64, and 26.7% were 65 years of age or older. The median age was 46.4. For every 100 females, there were 102.4 males.[21]
According to the U.S. Census American Community Survey, for the period 2016-2020 the estimated median annual income for a household in the city was $67,188, and the median income for a family was $92,500. About 5.2% of the population were living below the poverty line, including 0.0% of those under the age of 18 and 5.3% of those age 65 or over. About 62.9% of the population were employed, and 41.4% had a bachelor's degree or higher.[21]
2010 census
As of the census[22] of 2010, there were 6,709 people, 3,019 households, and 1,572 families living in the city. The population density was 1,798.7 inhabitants per square mile (694.5/km2). There were 3,291 housing units at an average density of 882.3 per square mile (340.7/km2). The racial makeup of the city was 94.6% White, 2.3% African American, 0.1% Native American, 0.8% Asian, 0.4% from other races, and 1.6% from two or more races. Hispanic or Latino of any race were 1.1% of the population.
There were 3,019 households, of which 25.3% had children under the age of 18 living with them, 36.0% were married couples living together, 11.6% had a female householder with no husband present, 4.5% had a male householder with no wife present, and 47.9% were non-families. 41.7% of all households were made up of individuals, and 19.3% had someone living alone who was 65 years of age or older. The average household size was 2.12 and the average family size was 2.92.
The median age in the city was 43.2 years. 21.4% of residents were under the age of 18; 6.9% were between the ages of 18 and 24; 24.3% were from 25 to 44; 25.5% were from 45 to 64; and 21.9% were 65 years of age or older. The gender makeup of the city was 45.2% male and 54.8% female.
2000 census
As of the census[5] of 2000, there were 6,284 people, 2,945 households, and 1,534 families living in the city. The population density was 1,672.1 inhabitants per square mile (645.6/km2). There were 3,112 housing units at an average density of 828.0 per square mile (319.7/km2). The racial makeup of the city was 95.08% White, 3.33% African American, 0.13% Native American, 0.45% Asian, 0.03% Pacific Islander, 0.32% from other races, and 0.67% from two or more races. Hispanic or Latino of any race were 0.91% of the population.
There were 2,945 households, out of which 24.6% had children under the age of 18 living with them, 39.5% were married couples living together, 9.6% had a female householder with no husband present, and 47.9% were non-families. 43.1% of all households were made up of individuals, and 21.9% had someone living alone who was 65 years of age or older. The average household size was 2.09 and the average family size was 2.92.
In the city, the population was spread out, with 22.6% under the age of 18, 7.6% from 18 to 24, 28.6% from 25 to 44, 19.9% from 45 to 64, and 21.3% who were 65 years of age or older. The median age was 39 years. For every 100 females, there were 81.3 males. For every 100 females age 18 and over, there were 75.2 males.
The median income for a household in the city was $31,923, and the median income for a family was $51,919. Males had a median income of $36,538 versus $25,873 for females. The per capita income for the city was $22,529. About 4.1% of families and 7.8% of the population were below the poverty line, including 11.6% of those under age 18 and 11.3% of those aged 65 or over.
Milford Exempted Village School District has ~6,600 students. On the 2020 state report, Milford High School ranked within the top 100 out of 750 in Ohio and in the top 10 of all Greater Cincinnati schools. In addition to the high school, middle school, and preschool, the six neighborhood schools are McCormick, Meadowview, Mulberry, Pattison, Seipelt, and Smith.[25]The Promont houses the Greater Milford Area Historical Society and yearbooks of all Milford classes. Milford shares a branch of Clermont County Public Library.[26]
^Everts, Louis (1880). History of Clermont County, Ohio: With Illustrations and Biographical Sketches of Its Prominent Men and Pioneers, p. 473. McDowell Publications.
^Early Jr., Steven (1910). Amid the Honorable Plenty: The Story of Covalt's Station, An Ohio Frontier Settlement 1790-1795, p. 129. Barnes & Noble Press.
^Critchell, Virginia C. (2001). Bridge to the Past: A History of Milford, Ohio, pp. 246-47. Greater Milford Area Historical Society.
