Secure Trust Bank PLC
Public (LSESTB)
IndustryFinancial services
Key people
The Rt Hon. Lord Forsyth of Drumlean (Chairman)
Paul Lynam, CEO
ProductsBusiness banking, motor finance, retail finance, savings
RevenueIncrease£191.4 million (2019)[1]
Increase£165.5 million (2019)[1]
Increase£31.1 million (2019)[1]
Total assetsIncrease£2.7 billion (2019)[1]

Secure Trust Bank is a British retail and commercial bank listed on the London Stock Exchange, where it is a constituent of the Main Market.


The bank was established in 1952 as Secure Homes Limited, became a subsidiary of the Arbuthnot Banking Group in 1985,[2] and became Secure Trust Bank PLC in 1994.[3] In 2016 the Arbuthnot Banking Group reduced its majority stake from 51.9% to 20%, for about £145 million.[4]

In 2015 the bank launched an asset finance division to enable it to offer lending to businesses.[5]

In 2016 the bank sold its consumer lending business Everyday Loans, reducing its position in UK's unsecured personal loan market.[6]


The bank offers savings accounts and business banking products. It also offers the OneBill account and motor finance through its Moneyway brand.

Retail finance is offered through V12 Retail Finance, a company acquired by Secure Trust Bank in 2013. In the same year, Secure Trust Bank acquired Debt Managers (Services) Limited, through which it conducts credit management and collections operations across its brands, acquired portfolios, and on behalf of private clients.


  1. ^ a b c d "Secure Trust Bank PLC Annual Report & Accounts 2019" (PDF). Secure Trust Bank. Retrieved 1 June 2020.
  2. ^ "Corporate Information". Secure Trust Bank. Retrieved 11 September 2015.
  3. ^ Company No. 00541132. "Companies House - Secure Trust Bank Public Limited". Companies House. Retrieved 1 December 2017.
  4. ^ Wallace, Tim (27 May 2016). "Arbuthnot sells down majority stake in Secure Trust Bank". Daily Telegraph. Retrieved 1 December 2017.
  5. ^ Titcomb, James (8 March 2015). "Challenger bank Secure Trust makes business lending push". The Telegraph. Retrieved 11 September 2015.
  6. ^ "Secure Trust raises red flag over unsecured personal loans market". proactiveinvestors. 13 January 2017. Retrieved 1 December 2017.