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Federally-subsidized financing provided by two government-sponsored enterprises Fannie Mae and Freddie Mac via uniform financial instruments—mortgages that oblige the borrower to honour covenant restrictions of the collective-property regime with PUD or condo riders. Such provisions however are only enforceable where statutes recognise their validity. Common expense liabilities are often subordinated as junior liens in bankruptcy courts, with the bank retaining senior title.
The first sentence is word salad. "PUD" is unclear. Fannie and Freddie are too American. "Subordinated junior liens" is too much in the weeds for the lead paragraph. — MaxEnt 07:16, 11 October 2023 (UTC)[reply]