This article is part of a series on

Banking in the
United States

Regulation
Monetary policy

Banking charters

Credit union
Federal savings bank
Federal savings association

National bank
State bank

Lending

Credit card

Deposit accounts

Account insurance
Checking Money-market Savings Certificate of deposit
Federal Deposit Insurance Corporation (FDIC) National Credit Union Share Insurance Fund (NCUA)

Payment and transfer

Electronic funds transfer (EFT)
Check clearing Check 21 Act
ATM card Debit card Wire transfer Substitute check ACH Network Bill payment

United States portal

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