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((Use dmy dates|date=April 2022))
((More citations needed|date=May 2021))
((Infobox court case|court=[[Court of Appeal (England and Wales)|Court of Appeal]]|citations=[1924] 1 KB 461))

'''''Tournier v [[National Provincial Bank|National Provincial and Union Bank of England]]''''' [1924] 1 KB 461 was a landmark legal case in the [[United Kingdom]]. The lead decision was given by [[John Eldon Bankes|Bankes LJ]].

It established the conditions under which banks owed confidentiality to their clients, allowing four circumstances wherein banks were not required to guard privacy: where compelled by (1) law, (2) public duty, (3) the interest of the bank, or (4) where the client had consented, even implicitly, to disclosure.<ref>((cite book | first = Mary Michelle | last = Gallant | title = Money Laundering and the Proceeds of Crime: Economic Crime and Civil Remedies | publisher = Edward Elgar Publishing | year = 2005 | isbn = 1843769514 | url = https://books.google.com/books?id=4ijkMxfmZg8C&q=Tournier+v+National+Provincial+and+Union+Bank+of+England&pg=PA22 | page = 22))</ref>

In this case the bank disclosed to its customer's employer the fact that one of the customer's unpaid cheques was drawn in favour of a bookmaker's account. As a result, the customer's employer did not renew his contract with the customer. The [[Court of Appeal of England and Wales|Court of Appeal]] held that confidentiality was an implied term in the customer's contract and that any breach could give rise to liability in damages if loss results.

==References==
((Portal|Banks))
((reflist))

[[Category:Court of Appeal (England and Wales) cases]]
[[Category:English banking case law]]
[[Category:1924 in case law]]
[[Category:1924 in British law]]
[[Category:Consumer protection case law]]
[[Category:United Kingdom privacy case law]]
[[Category:NatWest Group litigation]]

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