Google Pay
Google Pay Logo (2020).svg
The new Google Pay (2020).png
Pay tab of the 2020 Google Pay application
Developer(s)Google
Initial releaseNovember 18, 2020; 22 months ago (2020-11-18)
Stable release(s) [±]
Operating systemAndroid Lollipop 5.0 or later
iOS 11 or later
LicenseProprietary
Websitepay.google.com

Google Pay (also known as GPay) is a mobile payments application developed by Google. It has been rolled out in India, Singapore, and the United States.

History

On November 18, 2020, Google launched a companion app in the United States. It functions as an expansion of the Singaporean and Indian versions of the app, which were based on Tez. The companion app is different from the core Google Wallet app in that it contains messaging capabilities, an "Explore" tab for viewing and redeeming personalized offers (including discounts and cashback rewards) and searching Google Shopping by barcode, "Get gas" and "Order food" buttons that can integrate with participating filling stations and restaurants, the ability to integrate with banks to track financial status from the new "Insights" tab. Users can search their transaction history, and can scan receipts with OCR using their device's camera, or through Gmail messages and Google Photos, to add them to their records. Google is also introducing a platform known as "Plex", which will allow online banks to offer checking and savings accounts directly through the app.[1] The GPay companion app uses phone numbers for authentication rather than Google accounts, and contacts cannot be imported from the previous app. Google abandoned its plans for Plex in September 2021.[2]

The new version of Google Pay replaced the Tez app on the Play Store, with the existing Google Pay app deprecated and discontinued in the United States and peer-to-peer payment functionality removed from the existing app and website on April 5, 2021.[3] However, the 2018 Google Pay app continued to co-exist as a separate, pre-installed app on Android smartphones.[4] On May 11, 2022, Google announced the Google Wallet companion app during the 2022 Google I/O keynote,[5] which replaced the 2018 Google Pay app while co-existing with the 2020 one after it was launched on July 18, 2022.[6]

Country availability

Country Release date
 India August 28, 2018[7]
 Singapore September 24, 2020[8]
 United States November 18, 2020[9]


References

  1. ^ Bohn, Dieter (2020-11-18). "Google Pay's massive relaunch makes it an all-encompassing money app". The Verge. Retrieved 2021-03-09.
  2. ^ Rudegeair, Peter; Benoit, David; Ackerman, Andrew (October 1, 2021). "Google Is Scrapping Its Plan to Offer Bank Accounts to Users". The Wall Street Journal. Archived from the original on October 1, 2021. Retrieved October 1, 2021.
  3. ^ Amadeo, Ron (2021-03-07). "The new Google Pay repeats all the same mistakes of Google Allo". Ars Technica. Retrieved 2021-03-09.
  4. ^ Romero, Andrew (March 11, 2022). "The difference between GPay and Google Pay – Which one should you use?". 9to5Google. Archived from the original on March 12, 2022. Retrieved May 14, 2022.
  5. ^ Clark, Mitchell (May 11, 2022). "Google thinks the time is right to bring back Wallet". The Verge. Archived from the original on May 11, 2022. Retrieved May 11, 2022.
  6. ^ Li, Abner (May 11, 2022). "Google Wallet wants to replace your physical wallet (and the old Google Pay app)". 9to5Google. Archived from the original on May 11, 2022. Retrieved May 12, 2022.
  7. ^ "Google Pay Success Story - Promoting Cashless Transactions".
  8. ^ "Google Pay, built for Singapore".
  9. ^ "Google Pay reimagined: pay, save, manage expenses and more".